Improvements
Salary payments via ISO. ISO Payments has been enhanced to support salary payments, enabling PSUs to seamlessly process payroll transactions via Open Payments. When confirming ISO payments, it is now possible to include a purposeCode field set to SALA to indicate that the payments should be processed as salaries in the generated pain.001 file. Read more on how to make salary payments via ISO here.
Harmonised payment statuses. Payment statuses have been fully harmonised across all supported banks to provide a consistent and predictable experience. Payment status values and transitions are now standardised regardless of the bank, making it easier to interpret, track and reconcile payments made both via PSD2 and ISO. Harmonised payment statuses are currently available behind an X-Feature-Flags header set to new-statuses-global, which you can include in your requests when fetching statuses. This feature flag includes the payment status harmonisation that was previously performed for Swedish banks in PSD2 via the new-statuses flag, as well as banks across all other markets. Note: This flag will be deprecated on September 30th 2026, at which point harmonised statuses will become the default for all customers. We strongly recommend updating your integration ahead of this date.
Improved KYC onboarding for faster payment activation. The onboarding experience of the KYC has been enhanced to help you activate payment services more quickly and with less friction. The updated flow is conversion-optimized and includes improved payment profiling, streamlined delegated signing, clearer onboarding guidance, and a more intuitive activation journey — designed to increase completion rates.
SEPA Direct Debit (Beta). Open Payments now supports SEPA Direct Debit payments via ISO in the Netherlands, enabling your users to collect recurring and one-off EUR payments from their customers' bank accounts within the SEPA zone. With SEPA Direct Debit, your can automatically submit collection instructions to your user's bank through the SEPA scheme, reducing manual follow-up and improving operational efficiency and cash flow predictability. This service is a premium feature that is currently in beta. Read more about the SEPA Direct Debit functionality here.