October-November
Markets & coverage
Expanded bank coverage in Finland. We have now virtually completed our coverage of the Finnish market, having fully integrated two new Finnish banks: Alisa Pankki and Holvi.
Revolut added to our bank network. We have also added full support for Revolut. Users can now fetch account information and initiate payments from their Revolut accounts via Open Payments.
ISO for S-Pankki. We’ve support for ISO payments for S-Pankki, enabling Finnish users to initiate file payments directly from their accounts via our API.
Improvements
ISO fallback mechanism. We've introduced an ISO fallback solution for expired PSD2 consents, where account information can continue to be fetched via ISO data instead for users that opt in. When the consent expires, ISO data will be fetched for accounts that were included in the consent, providing a seamless experience without interruptions.
Improved UX for dual authorization on signing baskets. Previously, if a signing basket in PATC status failed during second-user authorization (e.g. due to a timeout), the basket resource would have to be recreated from scratch. We've now introduced support for re-attempting signing on the same basket if the second authorization fails, thereby reducing friction for users involved in dual signing flows.
OCR reference validation on payments. We've implemented an improved OCR reference validator to the PIS, which checks whether the provided OCR reference complies with the creditor account's OCR control settings directly in the payment creation stage. If the OCR reference does not match the expected format, a warning message is now returned immediately — allowing the user to correct the issue before proceeding, and removing friction at later stages of the payment initiation.
End of day balances for Nordea Norway. Transaction lists for Norwegian Nordea accounts now include the end of day balance for the account.
End of day balances for Danske Bank. Transaction lists for Danske Bank accounts now include the end of day balance for the account.
Additional data on transaction lists for Swedbank. Transaction lists for Swedbank accounts now include more detailed information on the debtor, creditor and additional references for even better information on each transaction, such as Swish references and counterparty numbers on transactions made via Swish.
Enriched transaction lists for Eika Bank and Handelsbanken Norway. Transaction lists for ISO-onboarded Eika Bank and Handelsbanken accounts in Norway are now enriched with ISO data directly in the API response.
Creditor name in the Handelsbanken Norway. We now deliver creditor name in transaction lists for Norwegian Handelsbanken accounts.
Multi-currency support in domestic payments. We've updated our currency validation to allow using the domestic payment-product in Sweden for same-currency payments that are not in SEK, enabling users with multi-currency accounts to perform internal transfers without triggering additional fees.
Error messages for invalid execution dates on international-tp payments. A dedicated error message is now delivered on international-tp payment creations with requested execution date further than 30 days ahead.