Improvements
New product launch: FX Connect. We've recently launched FX Connect, a new product for executing cross-border payments without the PIS. With FX Connect, you can fetch FX quotes and initiate payins to our client funds account via your own bank integration — providing your users with real-time institutional exchanges rates and automated cross-border settlement while retaining your existing payment solutions. Refer to the guides to learn how to integrate FX Connect.
Same-currency cross-border payments. It is now possible to use the cross-border product to make cross-border payments even when no currency conversion is needed, enabling users to pay international beneficiaries who hold accounts in the same currency. Same-currency cross-border payments follow the same flow, using 1:1 FX quotes.
Balance after transaction in Danske Bank. Transaction lists for Danske Bank now include a balanceAfterTransaction field, showing the net change in the account's balance after each transaction.
Owner name in Swedbank. We've updated the AIS to include the name of the account holder for Swedbank accounts, delivered via the ownerName field in Get Account List and Get Account Details responses.
Clearing numbers and account numbers in AIS for Sweden. Through the addition of clearingNumber and accountNumber fields, the Get Account List and Get Account Details responses for Swedish accounts now include explicit clearing numbers and account numbers for the fetched accounts, as well as the existing bban field.
Delete payments in Handelsbanken. The Delete Payment endpoint in the PIS is now available for payments in Handelsbanken, enabling users to cancel payments directly via the API. Deleting payments in Handelsbanken requires an additional SCA from the PSU.
Payment statuses in Skandia. We've improved our payment status handling in Skandia to more accurately reflect the correct state of the payment. Payments in Skandia that are authorized but not yet signed now receive RCVD status, while signed payments with future execution dates receive ACSP, further harmonizing payment statuses across our platform.
Creditor account formats in OP Bank. We've improved our validation of creditor account formats for payments in OP Bank, now allowing IBAN for payments within the EU, and IBAN/BBAN for payments outside the EU.
Support for submitting regulatory reporting info in Nordea. The regulatoryReporting field is now available for cross-border payments from Nordea, enabling users to provide regulatory authorities with the necessary information for larger transfers.